Terms and Conditions

These terms govern your use of Harbourline’s website and client portal. Harbourline is operated by TO CONFIRM: full registered legal entity name, registration number TO CONFIRM: company registration number, with registered address TO CONFIRM: registered legal address. Contact us at hello@harbourlineconsult.com.

By using the website or creating an account, you accept these terms. If you use them for a business, you confirm that you are authorised to act for that business.

The website describes fintech consulting services including licensing support, regulatory compliance, market-entry strategy, technology due diligence, risk and governance, and investment readiness. A paid engagement begins only when its scope, deliverables, timing and fees are agreed separately in writing.

Website content and AI-generated readiness checklists are general information only. They are not legal, financial, investment or other regulated professional advice, and do not create a consultant–client relationship by themselves.

• Provide accurate registration and profile information and keep it up to date.
• Keep your password and sign-in links confidential, and use appropriate security on your email account and devices.
• Tell us promptly if you suspect unauthorised account access.
• You are responsible for activity carried out through your account, subject to applicable law.

When uploading or submitting information, you must have the necessary rights and authorisations. You must not upload unlawful, infringing or malicious content, or information you are prohibited from disclosing.

The portal accepts PDF, Word, Excel, PowerPoint, CSV, PNG and JPEG files up to 20 MB each. We may restrict file types, sizes or access where needed for security or service operation.

You must not probe or bypass security, access another person’s data, interfere with the website, scrape it at disruptive volume, or use it for unlawful or misleading activity.

Each party must use confidential information received through an engagement only for that engagement and take reasonable steps to protect it. This does not cover information that is lawfully public, already known without a duty of confidence, independently developed, received lawfully from another source, or required to be disclosed by law. Separate confidentiality terms in an engagement letter take precedence for that engagement.

The website does not currently take payments. Fees, expenses, taxes, invoicing and payment dates for consulting work will be set out in the applicable proposal or engagement letter. TO CONFIRM: standard payment terms, if these are to appear on the website

The website, branding, text, design and original materials belong to Harbourline or its licensors. You may use them for internal evaluation of our services, but must not copy, resell, publish or create commercial derivative works without permission. You retain ownership of documents and information you submit. You grant us permission to process them only as needed to provide, secure and administer the services.

AI-generated checklists may be incomplete or unsuitable for your circumstances and must not be relied on as a substitute for professional review. Social sign-in, AI processing, hosting and other third-party services may be subject to their own terms. We are not responsible for third-party websites or services outside our reasonable control.

We may suspend or restrict access where reasonably necessary for security, unlawful use, breach of these terms or protection of the service. You may stop using the website at any time. Account closure and offboarding arrangements are TO CONFIRM: account closure procedure and any notice period. Provisions that by their nature should survive termination will continue to apply.

Nothing in these terms excludes or limits liability where that would be unlawful, including liability for fraud or fraudulent misrepresentation. Subject to applicable law and any separately agreed engagement terms, Harbourline is not liable for indirect or consequential loss, or for decisions taken solely on general website content or AI-generated output. TO CONFIRM: any additional liability cap or exclusion, reviewed by a qualified legal adviser

We may update these terms as the service develops. Material changes will be posted on this page and, where appropriate, communicated to account holders. Questions about these terms can be sent to hello@harbourlineconsult.com.

These terms are governed by the laws of Cyprus, and disputes are subject to the jurisdiction of the Cyprus courts, unless mandatory applicable law provides otherwise. Before court proceedings, the parties should try in good faith to resolve the dispute through written notice and discussion. TO CONFIRM: final governing-law and dispute-resolution wording with a Cyprus legal adviser